Core Operations
01
End-to-End Loan Management
Automated interest calculations, reducing balance schedules, and penalty tracking. Eliminate spreadsheet errors entirely.
Explore solutionCore Banking for MFIs & SACCOs
FINANCE.
WITHOUT THE ERRORS.
Fedha Microfinance replaces vulnerable spreadsheets with a secure, automated core banking system. Built specifically for Ugandan MFIs and SACCOs.
Platform Capabilities
05 tiles
A Complete Financial Engine.
From client onboarding to BOU reporting, Fedha handles the entire lifecycle of loans and savings.
Compliance
02
Digital KYC & Client Profiles
Store ID documents, collateral records, and credit scores in a unified secure cloud vault.
Explore solutionDeposits
03
Savings & Fixed Deposits
Manage regular savings, group VSLAs, and fixed deposit interest accrual automatically.
Explore solutionIntegration
04
Mobile Money Integrated
Process disbursements and collect repayments directly via MTN MoMo and Airtel Money.
Explore solutionRegulatory
05
Automated BOU Reporting
Pre-built Bank of Uganda templates generate regulatory returns instantly. Never miss a submission deadline or fail a data audit.
Explore solutionCertified performance
Tested on handover
Built for Compliance & Scale
Secure your portfolio data while eliminating manual calculation errors.
01
Zero
Calculation Errors
System handles complex reducing balance and penalty maths.
02
BOU
Compliant
Generates regulatory reports in Bank of Uganda formats.
03
Logged
Audit Trail
Transaction and admin actions are recorded for review.
04
API
Mobile Ready
MTN and Airtel integrations for cashless operations.
Zero Spreadsheet Risk
Specified, installed, proven
Zero Spreadsheet Risk
FIG. 01
Zero Spreadsheet Risk
Automated Loan Portfolios
Spreadsheet-based loan tracking inevitably leads to miscalculated interest, missed repayments, and inaccurate balances. A single formula error can compound across hundreds of accounts. Fedha completely eliminates this risk.
- System generates precise repayment schedules (reducing balance or flat rate)
- Configurable grace periods and automatic penalty application
- Handle loan rescheduling, top-ups, and restructuring with full audit history
- Automated credit scoring based on repayment behavior and collateral
Regulatory Compliance
Specified, installed, proven
Regulatory Compliance
FIG. 01
Regulatory Compliance
BOU Reporting in Minutes
Bank of Uganda reporting requirements, AML regulations, and data protection laws demand accurate, timely submissions. Manual processes make compliance a constant scramble — risking penalties. Fedha auto-populates data from transaction records into BOU-compliant formats.
- Pre-built templates for all BOU monthly returns and quarterly statements
- Real-time monitoring of transaction patterns for AML compliance
- Immutable audit logs: every edit is logged with timestamp and user ID
- GDPR-compliant data handling and secure cloud document storage
Clarity & Answers
FAQ
Frequently Asked Questions
The Spreadsheet Threat
Running an MFI on Excel is a ticking time bomb. A single copied formula error can compound across hundreds of accounts, and without an audit trail, malicious edits by rogue staff are virtually impossible to trace until the money is gone.
Phased Rollout
You don't have to launch everything at once. We recommend migrating loan tracking first, establishing stability, and then rolling out savings and mobile money integrations in subsequent phases.
Our approach08 steps
We Don't Just Supply Equipment
The equipment list comes last. We assess coverage, density, load and your existing network first — then specify what the environment actually needs. From there we deploy, test and support it.
01
Assess
We audit your current environment, risks, and requirements.
02
Design
We engineer a solution architecture tailored to your needs.
03
Supply
We source and deliver the right hardware and software.
04
Install
Our engineers deploy the system with minimal disruption.
05
Configure
We optimize settings, policies, and integrations.
06
Integrate
We connect everything to work as one unified system.
07
Test
Every link, camera, and failover is proven before handover. You get the results.
08
Support
Ongoing maintenance, monitoring, and local helpdesk.
Secure Your Portfolio
Ready to See Fedha in Action?
Schedule a tailored demo to see how Fedha handles your specific loan products, interest calculations, and BOU reporting requirements.
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